Global Financial Crimes Investigator

Job Description:

The Global Financial Crimes (GFC) Investigator performs end-to-end investigations or investigations support functions of external financial crimes activities across one or more lines of business relevant to the Investigators specific area of responsibility. In the investigative role, the Investigator conducts routine to complex investigations, which may include elements of elder abuse, fraud committed by external parties, money laundering, or terrorist financing and acts as the liaison to Law Enforcement as required.

Responsibilities for this role include completing investigations while ensuring cases meet or exceed closure and quality metrics, reporting facts of the investigation to assist in identifying potential operational or compliance risks, and completing Suspicious Activity Reports (SAR) in a timely and accurate manner for submission to regulators and/or law enforcement.

This role may ultimately report to any number of investigations teams across the consumer or client managed lines of business, as well as roles filled within specialized investigations. An Investigator may be asked to partner with GFC Risk Management, front line units or other stakeholders to resolve investigations. The Investigator will maintain a working knowledge of the Bank Secrecy Act (BSA), USA PATRIOT Act, Anti-Money Laundering efforts, Office of Foreign Assets Control (OFAC) and awareness of industry best practices.

FINRA licenses including the SIE or Series 7, Series 4, Series 24 preferred, as well as knowledge related to retail and/or institutional brokerage products and services and applicable compliance rules and regulations desired.

Activities performed by this role may include, but are not limited to:

• Managing a significant case inventory while prioritizing cases based upon risk and/or management direction while adhering to department Service Level Agreements (SLAs)

• The Investigator will perform research and analysis of transaction information, customer data, public records, social media platforms or other external research tools to aide in the investigation to determine whether the activity appears to be normal for the client type.

• The Investigator is responsible for preparing concise reporting that captures the investigative details that support their decision.

• The Investigator completes Suspicious Activity Reports (“SAR”) in a timely and accurate manner for submission to regulators and law enforcement.

• The Investigator communicates with GFC Management, front line units or other internal stakeholders, and law enforcement to obtain additional information and documentation as needed to resolve investigations.

• The Investigator recommends appropriate follow-up and possible account closure for customers that exceed the Banks risk tolerance and identifies and escalates potential operational or compliance risks.

• The Investigator performs quality control functions, training, communications, guidance, monitoring scenario development/enhancement input and testing, or law enforcement liaison responsibilities in an investigative support role.

• Flexible to perform other functions as requested by management.

Required Qualifications

• Minimum Years Business &amp Functional Experience: 5 Years

• Minimum one year experience with, AML, Risk, or Compliance experience and/or knowledge of financial crimes typologies

• Bachelor’s degree or equivalent work experience in areas such as financial services, investigative service, or law enforcement

• BSA knowledge relative to AML

• Proficiency in Microsoft Excel / data analytics

Desired Qualifications

• Additional Technical/Functional Experience (e.g. Industry type): Financial Services and/or related government entity

• Certifications: ACAMS – Association of Certified Anti-Money Laundering Specialists

• Correspondent Banking

• Bi-lingual (Spanish, Russian, Chinese/Mandarin, and/or Farsi preferred)

Shift:

Hours Per Week: