Private Banking Officer II
Expired Job Description :
**If you are a current FIB employee, please apply through the Career Worklet in the
Employee Portal
.
This position is located at our Bozeman, MT Main branch.
What’s Important to You
We know your career is just one aspect of a meaningful, complex, and demanding life. That’s why we designed our compensation and benefits package to provide employees and their families with as much choice as possible.
- Accrue and use your paid time off (PTO) immediately – no waiting period – plus paid federal holidays in addition to PTO.
- To assist employees in paying down student loan debt, we will make monthly payments of $100 directly to eligible loan service providers on behalf of our employees until the loan is paid off.
- Our retirement plan is one of the best in the region, including a 6% employer match on your 401(k). Employees (including temporary) scheduled to work 20 or more hours per week are automatically enrolled day one.
- The health and happiness of the places we call home matter to us. Learn a little more about what we do for the
communities we serveand why we want YOU to be a part of it.
We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate.
BASIC JOB RESPONSIBILITIES:
Solicits, develops, and services a wide variety of professional banking customers, with particular emphasis on serving high net worth individuals and their related businesses. Provides full-service banking including loans, deposits, and cash management. Scope of duties includes extending credit (primarily consumer with some commercial), providing deposit related services, offering financial and bank advice and maintaining customer awareness of services.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.
- Directly manage an assigned group of customers, maximizing customer satisfaction.
- Maintains and services existing accounts consistent with departmental objectives or profitability and credit quality.
- Reviews and analyzes the assets of the customers and works closely with our Wealth Management Group to provide customized and expert investment guidance.
- Performs community involvement activities.
- Establishes and negotiates terms and conditions with borrower.
- Approves or rejects loans.
- Prepares and presents loan requests over lending limit to senior management or loan committee.
- Ensures compliance to applicable regulations and keeps up to date with changes in federal regulations and lending requirements.
- Monitors loan repayment and takes appropriate collection action.
- Actively participates in new business development programs.
- Originates and follows through on new business contacts.
- May administer other types of loans.
- Cross sells other bank products.
- May provide financial advice to customers and perform other customer service-related activities.
QUALIFICATIONS:
To perform this job successfully an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
EDUCATION and/or EXPERIENCE
Bachelors degree (B.A.) from four-year college or university preferred, and a minimum of 2 to 5 years banking experience (preferably lending experience) and/or training or equivalent combination of education and experience. Experience with Windows XP, MS Word & MS Excel required.
LANGUAGE SKILLS
Ability to ready, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, and business correspondence. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
MATHEMATICAL SKILLS
Ability to calculate figures, and perform spreadsheet analysis.
REASONING ABILITY
Ability to solve practical problems. Analytical ability required for a variety of lending and depository situations. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit use hands to finger, handle or feel and talk or hear. The employee frequently is required to reach with hands and arms. The employee is occasionally required to stand and walk. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, depth perception, and the ability to adjust focus.
WORK ENVIRONMENT
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually moderate.
**If you are a current FIB employee, please apply through the Career Worklet in the
Employee Portal
.
